Corporate Governance

Corporate Governance Statement

The Credit Corp Group is committed to ensuring its policies and practices reflect the highest standard of corporate governance. The Board has adopted a comprehensive framework of Corporate Governance Guidelines, designed to properly balance performance and compliance.

For a copy of our Corporate Governance Statement, refer to page 32 of the 2021 Annual Report.

Employee Code of Conduct

Credit Corp’s Code of Conduct articulates the standards of conduct expected of directors and employees, in the performance of their duties, including in their dealings with customers, clients, shareholders, employees and other stakeholders.

Whistleblower protection

We are committed to embedding a ‘speak up’ culture. Our Group Whistleblower Policy and procedures prescribe that reports are treated appropriately and the employee raising the concern is protected.

Read the Group Whistleblower Policy

Anti bribery and corruption

The Credit Corp Group has zero tolerance for any form of bribery and corruption.

Diversity & Inclusion

The Diversity and Inclusion Policy sets out the key principles and commitment of the Company in relation to maintaining a diverse and inclusive workforce. The Credit Corp Group values the diversity of its employees and is committed to maintaining an inclusive workplace where all employees are treated equally and fairly and where bullying, discrimination, harassment and inequity is not tolerated.

Read the Credit Corp Group Workplace Gender Equality report: 2020-2021 WGEA Report.

Continuous Disclosure

All market sensitive information is released to the ASX in compliance with Credit Corp’s continuous disclosure obligations under the Corporations Act and the ASX Listing Rules.

The Continuous Disclosure Policy provides the framework for dealing with market sensitive information, and seeks to ensure that the Group complies with its continuous disclosure obligations.

Securities Trading

The Securities Trading Policy sets out the circumstances in which employees may purchase and sell Securities and other related financial products or instruments that seek to limit the risk or take advantage of movements in the value of Securities.

Responsible Procurement

Through the Supplier Code of Conduct we share our values and commitments with our suppliers, and clearly articulate the standards of conduct we expect suppliers to adhere to within their operations and supply chains.

Modern Slavery

In March 2021, the Credit Corp Group published its Modern Slavery and Human Trafficking Statement for the 2020 financial year, which discloses the actions taken to identify and mitigate slavery and human trafficking in our business and supply chain. The statement complies with the requirements of the Modern Slavery Act 2018.

Other policies guiding decision making and conduct across the Group:

Appointment of Directors Policy

Induction Policy

Performance Evaluation Policy

Remuneration Policy

Delegation of Authority Policy

External Auditor Policy

Risk Management Policy

Security Holders’ Rights and Communications Policy

Reconciliation Action Plan