News

Credit Corp Group Limited reports the following highlights for FY2025:

• US ledger collections up 12 per cent reflecting operational improvement and investment
• Improved US performance enabling a record FY26 US investment pipeline of A$164 million
• 31 per cent growth in consumer lending segment net profit after tax (NPAT)
• 5 per cent growth in the consumer loan book to a record gross closing balance of $466 million

NPAT of $94.1 million was 16 per cent above the prior year underlying NPAT¹ of $81.2 million. The result was underpinned by the consumer lending segment which reported strong earnings growth as lending volumes moderated after several years of significant post-COVID re-leveraging. US debt buying segment earnings also grew over the prior year.

¹ Underlying NPAT after adding back $45.6 million (after tax) for the US purchased debt ledger (PDL) impairment reported in H1 FY2024 and subtracting $15.1 million (after tax) for the change in estimated PDL collection life from six to eight years to the statutory NPAT of $50.7 million.

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